Valley United Insurance Agency
is an independent, locally owned agency that has specialized in employee benefits and individual insurance solutions for nearly 40 years. As of January 2026, the agency continues its legacy under the leadership of co-owners Jessica Federico and Julie Tacktor — proudly women-owned and still deeply rooted in community connection, service, and lasting relationships. Backed by more than 150 years of combined experience in health care and benefits, our team of licensed agents and benefits consultants believes insurance should be more than a policy. It should be a partnership built on trust, expertise, and responsive support.
We work with individuals, families, and businesses of every size to navigate Medicare, health insurance, life insurance, and supplemental coverage, along with group benefits solutions ranging from fully-insured and level-funded plans to HRAs and self-funded options. Our team primarily serves communities across Michigan's Great Lakes Bay Region — including Saginaw, Bay, Midland, Isabella, and Genesee counties, along with the Thumb and northern counties — while also assisting clients throughout the state. Wherever you are in your insurance journey, our full-service approach means proactive support, honest advice, and a genuine commitment to your needs.
