Our Team

Valley United Insurance Agency is committed to providing the highest level of quality and service in all aspects of insurance needs to our clients.

For more than 20 years, Valley United Insurance Agency has specialized in the sales and service of Employee Benefits. With over 150 years of combined experience in the healthcare industry, we take pride in being able to offer effective benefit solutions designed to meet the needs of Employers and Individuals.

Brian Huggins

President/CEO

Brian is the President of Valley United Insurance and has been here since the company started in 1987. Brian is a State of Michigan Licensed Agent, Advanced Certified Chartered Benefits Consultant, is Medicare Certified, and is a Certified Navigator with Healthcare.gov.

Brian specializes in Medicare, individual and group business.

Email: brian@valleyunitedinsurance.com

Brad Huggins

Vice-President

Brad has been Vice-President of Valley United Insurance since the company started in 1987. Brad is a State of Michigan Licensed Agent along with being a Certified Navigator with Healthcare.gov.

Brad specializes in individual and group insurance.

Email: brad@valleyunitedinsurance.com

Deb Neilson

Licensed Agent

Deb Neilson joined Valley United Insurance in 2003 and brought a wealth of knowledge from her position as Account Manager with Blue Cross Blue Shield of Michigan. Deb has more than 30 years of experience in health care and is extremely well respected in the industry. She is a State of Michigan Licensed Agent and is designated as an Advanced Certified Chartered Benefits Consultant. Deb specializes in the large group market assisting fully-insured, experience rated and self-insured customers. Deb’s book of business is very well diversified as she works with governmental entities such as Counties, Townships and Transportation Authorities as well as many different industries in the private sector.

Deb sits on the Agent Advisory for Blue Cross Blue Shield of Michigan and McLaren Health Plan, and is also a member of the Planning Committee for the Walk to End Alzheimer's.

Email: deb@valleyunitedinsurance.com

Jessica Jacobs

Operations Manager/Agent

Jessica started with Valley United Insurance Agency in July 2014. Since then she has become a Licensed Agent with the State of Michigan and a Certified Navigator with Healthcare.gov. She also currently serves as the Operations Manager and Agent on Employer Group Business.

Jessica works with Deb Neilson, Julie Tacktor, Brian Huggins, and Brad Huggins on large and small group business.

She received her Bachelors Degree in Business from Northwood University, is a Bay County Chamber of Commerce member, Young Professional Network of Bay County member, and Leaders of Bay County Class of 2018 Alumni.

Email: jessica@valleyunitedinsurance.com

James Munn

Licensed Agent

James joined the Valley United Insurance team in 2005, and has more than 13 years of experience in the healthcare industry. He specializes in group, individual, and Medicare Plans.

Email: jim@valleyunitedinsurance.com

Julie Tacktor

Licensed Agent

Julie started with Valley United Insurance Agency in August of 2017. Since then she has become a Licensed Agent with the State of Michigan and a Certified Navigator with Healthcare.gov. Julie specializes in group and individual business.

Julie is an Ambassador for the Saginaw County Chamber of Commerce, President of the Saginaw Township Business Association, member of the Steering Committee for the Saginaw Valley Young Professional Network, and Co-Chair for the Walk to End Alzheimer's - Saginaw.

Email: julie@valleyunitedinsurance.com

Stephanie Anderson

Stephanie joined the Valley United Team in 2024. She is a licensed agent and focuses on Medicare and Individual business.

Email: stephanie@valleyunitedinsurance.com

Customer Service Representatives

Amanda Hubert

Account Manager

Amanda joined the Valley United Insurance team in 2019. She is a Licensed Agent with the State of Michigan. and handles small group business for Brian Huggins, Brad Huggins and Julie Tacktor.

Email: amanda@valleyunitedinsurance.com

Jamie Flory

Jamie Flory joined the Valley United team in 2022 and is the Account Manager that handles Medicare and Individuals for Brian Huggins and Stephanie Anderson.

Email: jamie@valleyunitedinsurance.com

Shannon Eimers

Shannon Eimers joined the Valley United Team in 2023 and is an Account Manager handling small group business for multiple agents.

Email: shannon@valleyunitedinsurance.com